MoneySignals Daily Predictions · Top Predictions
2026-08-26 (Wednesday) · secret tier
Tickers
380
With Signals
380
Daily
380
Weekly
0
Monthly
0

Generated: 2026-08-25 05:36:14 EST

01 โ€” MODEL SCORECARD
How Our Picks Did — Monday, Aug 24
5/10 correct — 50% BULLISH calls 50%
Ticker Predicted Conf Actual Result Return
IRM ↑ BULLISH 95.0% ↓ BEARISH ✗ -0.68%
LVS ↑ BULLISH 95.0% ↓ BEARISH ✗ -0.13%
FCX ↑ BULLISH 95.0% ↑ BULLISH ✓ +1.49%
CSX ↑ BULLISH 95.0% ↓ BEARISH ✗ -0.29%
BF-B ↑ BULLISH 95.0% ↑ BULLISH ✓ +1.09%
KO ↑ BULLISH 95.0% ↑ BULLISH ✓ +0.98%
A ↑ BULLISH 95.0% ↓ BEARISH ✗ -3.50%
DG ↑ BULLISH 95.0% ↑ BULLISH ✓ +1.56%
COO ↑ BULLISH 95.0% ↓ BEARISH ✗ -0.55%
MO ↑ BULLISH 95.0% ↑ BULLISH ✓ +3.60%
04 โ€” NEWS & EVENTS
๐Ÿ“ฐ MARKET-RELEVANT NEWS

๐Ÿ’ผ Business & Markets:

๐Ÿ›๏ธ Economy & Fed:

๐Ÿ‡บ๐Ÿ‡ธ US News:

๐ŸŒ World News:

๐Ÿ’ป Technology:

๐Ÿ“Š 35 of 36 headlines shown
๐ŸŽฏ CORE ENTITY TRACKER

Key individuals and organizations driving markets today

๐Ÿ‡บ๐Ÿ‡ธ US Political:
  • ๐Ÿ”ด Donald Trump [SPY, DIA, QQQ] โ€” 7 mentions, 5 sources
Can Trump's economic war against Iran do what airstrikes and negotiations c...
  • ๐ŸŸก Scott Bessent [TLT, UUP, GLD] โ€” 4 mentions, 4 sources
He once mentored Scott Bessent. Now Stanley Druckenmiller is criticizing th...

๐ŸŒ Geopolitical:
  • ๐ŸŸก Ali Khamenei [USO, XLE, GLD] โ€” 3 mentions, 3 sources
Iran says it is 'fully prepared' to counter widened US economic sanctions

๐Ÿ›๏ธ Institutions:
  • ๐ŸŸก Federal Reserve [SPY, TLT, GLD, QQQ] โ€” 2 mentions, 2 sources
Fed Should Not Hike Rates, JPMorgan AM Says
  • โšช SEC [COIN, QQQ] โ€” 1 mention, 1 source
Situational Awareness, star AI hedge fund that nearly imploded, now being p...

Signal strength: ๐Ÿ”ด high (5+ mentions or corroborated) ๐ŸŸก medium (2+ mentions) โšช low
๐Ÿ“… Important Events for Tomorrow
No major events scheduled for tomorrow.
๐ŸŽฏ ETF PULLBACK SIGNAL (validated mechanical rule)

A pre-registered rule, not an ML prediction: an ETF closes above its 200-day average with 2-period RSI below 10 โ†’ buy, hold 5 trading days. The only signal in this product that cleared pre-registered kill-tests on ~30 years of history.

Signal state (as of 2026-08-24 close):
  • SPY โ€” no fire (last: 2026-07-29, 18 trading days ago)
  • IWM โ€” no fire (last: 2026-07-20, 25 trading days ago)
  • VTI โ€” open hold window, day 4 of 5 (fired 2026-08-18). Entering mid-window was not part of the validated timing โ€” informational only.
  • XLY โ€” no fire (last: 2026-06-02, 57 trading days ago)

Measured record (next-open entry, de-overlapped fires, full history):
  • SPY โ€” 268 trades since 1993: 65.3% win vs 57.9% above-trend base ยท +0.58% avg per 5-day trade
  • IWM โ€” 193 trades since 2000: 62.2% win vs 53.2% above-trend base ยท +0.69% avg per 5-day trade
  • VTI โ€” 193 trades since 2001: 64.8% win vs 57.6% above-trend base ยท +0.48% avg per 5-day trade
  • XLY โ€” 238 trades since 1998: 62.6% win vs 55.0% above-trend base ยท +0.69% avg per 5-day trade

โš ๏ธ Backtest statistics, not live trading results. These four ETFs are highly correlated โ€” simultaneous fires are closer to ONE bet than four. The 5-day hold is unprotected by design (stops and profit targets were tested paired on the same fires; every overlay cost expectancy, and the worst historical trade was โˆ’8%). The 2005-2014 era did not clear the gate. Not financial advice.

๐Ÿ“ก Live state, per-timing splits and every caveat via the free API: GET /api/v1/signals/etf-pullback โ€” included with the free key every subscriber already has.
๐ŸŽฏ MARKET SIGNALS FROM NEWS

๐Ÿ“ฐ Key Headlines & Ticker Implications:

1. Can Trump's economic war against Iran do what airstrikes and negotiations couldn't?
๐ŸŸข DFEN, GLD, XLE, VXX

2. How U.S.-Canada Tariff Negotiations Turned Into an All-Out Trade War
๐ŸŸข DFEN, GLD, XLE, VXX

3. Nvidia, Supermicro employees charged over export of AI servers to China
๐ŸŸข NVDA

4. Investors shrug off US sanctions plan for Iran, bitcoin powers on
๐ŸŸข GLD, VXX, XLE, DFEN

5. Pakistan says significant progress made in talks on Iran-US war
๐ŸŸข DFEN, GLD, XLE, VXX

6. 'They asked too much': Canadian dollar slides as Ottawa and Washington head for all-o...
๐ŸŸข DFEN, GLD, XLE, VXX

๐Ÿ“Š Ticker Signal Summary:
  • ๐ŸŸข Bullish: GLD (Related to) ร—7, DFEN (Related to) ร—5, XLE (Related to) ร—5, VXX (Related to) ร—5, NVDA (Related to) ร—3, MSFT (Related to) ร—2
  • ๐Ÿ”ด Bearish: TLT (Related to) ร—2, EEM (Related to) ร—1
  • โšช Mixed: DJT (Related to) ร—2, FXI (Related to) ร—1, BABA (Related to) ร—1, KWEB (Related to) ร—1
๐Ÿง  MARKET SYNTHESIS & OPPORTUNITIES

  • Sector leadership: Other Specialty Retail (3.0%)
  • Sector weakness: Semiconductors (-2.5%)
๐Ÿ“… ECONOMIC CALENDAR - SECRET TIER
All Global Events (Sorted by Impact)
Data Collected: 2026-08-25 05:36:11

๐Ÿ’ฑ AUD EVENTS:
๐ŸŸข Low IMPACT:
๐Ÿ• - RBA Bulletin
Forecast: | Previous:
๐Ÿ• - Private Capital Expenditure q/q
Forecast: 0.8% | Previous: 6.5%
๐Ÿ• 6:30pm - Household Spending m/m
Forecast: 0.4% | Previous: 0.8%

๐Ÿ’ฑ CHF EVENTS:
๐ŸŸข Low IMPACT:
๐Ÿ• 1:00am - UBS Economic Expectations
Forecast: | Previous: 10.0
๐Ÿ• 9:15am - Gov Board Member Martin Speaks
Forecast: | Previous:

๐Ÿ’ฑ EUR EVENTS:
๐ŸŸข Low IMPACT:
๐Ÿ• 11:00pm - German GfK Consumer Climate
Forecast: -29.2 | Previous: -29.6

๐Ÿ’ฑ GBP EVENTS:
๐ŸŸข Low IMPACT:
๐Ÿ• 3:00am - CBI Realized Sales
Forecast: -34 | Previous: -26

๐Ÿ’ฑ USD EVENTS:
๐Ÿ”ด High IMPACT:
๐Ÿ• - Prelim GDP q/q
Forecast: 1.5% | Previous: 1.5%
๐Ÿ• 5:30am - Core PCE Price Index m/m
Forecast: 0.2% | Previous: 0.1%

๐ŸŸก Medium IMPACT:
๐Ÿ• - Prelim GDP Price Index q/q
Forecast: 6.2% | Previous: 6.2%

๐ŸŸข Low IMPACT:
๐Ÿ• - Personal Income m/m
Forecast: 0.2% | Previous: 0.2%
๐Ÿ• - Personal Spending m/m
Forecast: 0.1% | Previous: 0.3%
๐Ÿ• - Core Durable Goods Orders m/m
Forecast: 0.5% | Previous: 0.7%
๐Ÿ• - Durable Goods Orders m/m
Forecast: 0.5% | Previous: 0.5%
๐Ÿ• 7:30am - Crude Oil Inventories
Forecast: | Previous: 4.4M
๐Ÿ• 8:45am - FOMC Member Barkin Speaks
Forecast: | Previous:

๐Ÿ“Š DETAILED DATA:
  • Complete CSV data available in attachment
  • File: economic_calendar_20260826_053542.csv

๐Ÿ’ก SECRET TIER ACCESS:
  • All global economic events
  • Sorted by currency and impact level
  • Complete CSV data included
๐Ÿ“Š PUT/CALL RATIO ANALYSIS
Latest Options Activity: 2026-08-21

Market Sentiment Interpretation:
๐Ÿ‚โœ… Bullish - More call activity than put activity

Key Ratios:
  • TOTAL PUT/CALL RATIO: 0.720
Overall market sentiment - ๐Ÿ‚โœ… Bullish (Call buying > Put buying - Moderate upside)

  • EQUITY PUT/CALL RATIO: 0.510
Individual stock sentiment - ๐Ÿ‚โœ… Bullish (Call buying > Put buying - Moderate upside)

  • INDEX PUT/CALL RATIO: 0.850
Index options sentiment - ๐Ÿ‚โœ… Bullish (Call buying > Put buying - Moderate upside)

  • CBOE VOLATILITY INDEX (VIX) PUT/CALL RATIO: 0.210
Volatility sentiment - ๐Ÿป๐Ÿ“‰ Very Bearish (VIX Call buying >> VIX Put buying - High volatility expected)

๐Ÿ’ก SECRET TIER ACCESS:
  • Complete Put/Call ratio analysis
  • All key market sentiment indicators
03 โ€” MARKET SENTIMENT
Stock Market
54
Neutral
Crypto
74
Greed
๐Ÿ“Š FEAR & GREED INDEX
Data Collected: 2026-08-25 05:36:12

๐Ÿ›๏ธ Stock Market: 54/100 - NEUTRAL โšช
๐Ÿ’ก Balanced sentiment

โ‚ฟ Crypto Market: 74/100 - GREED ๐ŸŸก

๐Ÿ’ก Fear & Greed Insights:
  • Extreme Fear = Potential buying opportunity
  • Extreme Greed = Potential selling opportunity
  • Use as contrarian indicator for market timing
๐ŸŒ TRENDING TOPICS (4 sources)

What people are searching, watching, and sharing today

๐Ÿ” Google Trending Searches:
  • supreme court backs trump's order to curb mail ballots (10000+ searches) โ€” Supreme Court backs Trumpโ€™s order to curb mail ballots
  • trump accounts (5000+ searches) โ€” Trump Accounts Get an Unlikely Endorser: Gavin Newsom
  • kayshon boutte (5000+ searches) โ€” Patriots Trade Pitch Sends Kayshon Boutte to AFC Team for On
  • red sox vs marlins (5000+ searches) โ€” Red Sox Set Rotation For Upcoming Marlins Series
  • rays vs tigers (2000+ searches) โ€” How to Watch Rays vs. Tigers: TV Channel, Live Stream, Time
  • selena gomez benny blanco (2000+ searches) โ€” Benny Blanco Drops 5 Lbs. on Pizza Diet: โ€˜You Can Lose Weigh
  • joseph olmo leaves nbc washington (2000+ searches) โ€” NBC News Anchor Quits Live on the Air
  • valve 30th anniversary (2000+ searches) โ€” Valve Celebrates 30 Years of Revolutionizing PC Gaming
  • strait of hormuz news (2000+ searches) โ€” U.S. Says Oil Is Pouring Through Hormuz. Trackers Canโ€™t Find
  • rockies vs nationals (2000+ searches) โ€” Free-falling Washington Nationals comes home for 4 games aga

๐Ÿ“– Wikipedia Most-Viewed:
  • Spider-Man: Brand New Day (191,809 page views)
  • Hayden Panettiere (175,905 page views)
  • Kevin Keegan (174,133 page views)
  • The Odyssey (2026 film) (169,173 page views)
  • Deaths in 2026 (130,526 page views)
  • Shelley Fabares (104,524 page views)
  • Natalie Harp (92,856 page views)
  • Michael Wright (actor) (83,945 page views)
  • Neatsville, Kentucky (82,923 page views)
  • Awarapan 2 (81,520 page views)

๐Ÿ”ถ Hacker News Top Stories:
  • How Europe is killing makers and micro-entrepreneurs (942 pts, 602 comments)
  • Xiaomi: New CPU matches Apple cores single threaded, much faster multithreaded (637 pts, 429 comments)
  • I were 17, I'd learn how to build LLMs from scratch (492 pts, 587 comments)
  • MS Paint and Photos inivisibly watermark even locally generated output with GUID (465 pts, 180 comments)
  • IPFS Maintainers Winding Down (287 pts, 145 comments)
  • Oceans hit highest temperature on record (268 pts, 138 comments)
  • The entire city of San Francisco as a video game (260 pts, 88 comments)
  • Coding expertise is going to collapse from AI reliance (260 pts, 294 comments)

โ–ถ๏ธ YouTube Viral:
  • Sameer rimjhim ๐Ÿƒ runs ๐Ÿ’šemotional sequence #viral #viral #video #rimjhim #today #sameer โ€” The YT surru (679,676 views)
  • ABC World News Tonight with David Muir Full Broadcast - August 23, 2026 โ€” ABC News (580,579 views)
  • Allah Tala ke madad ๐Ÿ˜ญ #ytshorts #news #prayer#today#trending #emotional#youtubeshorts#shor โ€” Deen Spark (396,150 views)
  • Allah Tala ke madad ๐Ÿ˜ญ #ytshorts #news #prayer #today #trending #emotional #shorts โ€” Crazy Adventures (219,400 views)
  • Today's Headlines | 24 AUG 2026 |เฎ•เฎพเฎฒเฏˆ เฎคเฎฒเฏˆเฎชเฏเฎชเฏเฎšเฏ เฎšเฏ†เฎฏเฏเฎคเฎฟเฎ•เฎณเฏ| Morning 6AM Headlines|Tamil โ€” Sathiyam News (141,266 views)
  • Desi Boy Challenge Today #viral #trendingshorts #explore #cartoon #desicomedy #games โ€” Golofun Zero (133,571 views)

๐Ÿ”ฌ CAUSAL VALIDATION
Grade distribution across 9 validated models: D:1 | F:8
High-validity (A/B): 0 tickers (0%) โ€” predictions have statistically confirmed signal

โš ๏ธ 9 low-validity models (D/F): FFIV, FICO, ICE, IFF, KEY, KEYS, LUV, SWK, WTW
Trading engine applies 25% sizing (D) or skips (F) these tickers.
๐Ÿ›๏ธ CONGRESS STOCK TRADES

๐Ÿ“Š 50 trades in last 14 days
๐ŸŸข 22 Purchases | ๐Ÿ”ด 28 Sales
Senate: 9 | House: 41

Most Active Tickers:
  • ๐ŸŸข Bought: BE ร—4, INTC ร—2, GOOGL ร—2, IBP ร—1, PG ร—1
  • ๐Ÿ”ด Sold: ABT ร—2, HD ร—2, MSFT ร—1, T ร—1, GOOGL ร—1

Recent Notable Trades:
  • ๐ŸŸข BE bought by Nancy Pelosi (D-H) โ€” $1,000,001 - $5,000,000
  • ๐ŸŸข BE bought by Nancy Pelosi (D-H) โ€” $500,001 - $1,000,000
  • ๐ŸŸข BE bought by Nancy Pelosi (D-H) โ€” $500,001 - $1,000,000
  • ๐ŸŸข BE bought by Nancy Pelosi (D-H) โ€” $1,000,001 - $5,000,000
  • ๐ŸŸข INTC bought by Nancy Pelosi (D-H) โ€” $500,001 - $1,000,000
  • ๐ŸŸข INTC bought by Nancy Pelosi (D-H) โ€” $250,001 - $500,000
  • ๐Ÿ”ด MSFT sold by David Taylor (R-H) โ€” $15,001 - $50,000
  • ๐Ÿ”ด T sold by Tim Moore (R-H) โ€” $50,001 - $100,000

โ€”
Source: STOCK Act disclosures via QuiverQuant
02 โ€” TODAY'S PREDICTIONS

🎯 Ticker Momentum

Ranked by composite backtest score. Direction from classifier, confidence from regressor.

# Ticker Score Daily Dir Daily Conf Daily AUC Weekly Dir Weekly Conf Weekly AUC Monthly Dir Monthly Conf Monthly AUC MR Q Regime Val Coverage
1 AOS 100 ๐Ÿ“‰ โ†“ 58.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
2 BIO 100 ๐Ÿ“‰ โ†“ 58.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
3 COO 100 ๐Ÿ“ˆ โ†‘ 95.0%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
4 FICO 100 ๐Ÿ“‰ โ†“ 75.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” F 1/3
5 KEY 100 ๐Ÿ“‰ โ†“ 86.4%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” F 1/3
6 WTW 100 ๐Ÿ“‰ โ†“ 58.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” F 1/3
7 NKE 100 ๐Ÿ“‰ โ†“ 77.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
8 NTAP 100 ๐Ÿ“‰ โ†“ 64.5%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
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Lower Confidence Picks (calibrated confidence <55% — treat with caution)

# Ticker Score Daily Dir Daily Conf Daily AUC Weekly Dir Weekly Conf Weekly AUC Monthly Dir Monthly Conf Monthly AUC MR Q Regime Val Coverage
1 KEYS 100 ๐Ÿ“ˆ โ†‘ 33.7%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” F 1/3
2 MHK 100 ๐Ÿ“‰ โ†“ 48.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
3 RCL 100 ๐Ÿ“‰ โ†“ 48.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
4 SWK 100 ๐Ÿ“‰ โ†“ 48.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” F 1/3
5 TJX 100 ๐Ÿ“ˆ โ†‘ 33.7%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
6 TRMB 100 ๐Ÿ“ˆ โ†‘ 33.7%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
7 ZBRA 100 ๐Ÿ“‰ โ†“ 48.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
8 FFIV 100 ๐Ÿ“ˆ โ†‘ 33.7%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” F 1/3
9 ICE 100 ๐Ÿ“ˆ โ†‘ 33.7%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” F 1/3
10 IFF 100 ๐Ÿ“ˆ โ†‘ 33.7%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” F 1/3
11 JNJ 100 ๐Ÿ“ˆ โ†‘ 33.7%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” N/A 1/3
12 LUV 100 ๐Ÿ“‰ โ†“ 48.3%
 โ€” โ€” 0.0%
 โ€” โ€” 0.0%
 โ€” โ€” โ€” D 1/3

๐Ÿ“– Legend

โšก Score: Composite backtest performance (0-100 scale)
Weighted: Sharpe Ratio 40% + Win Rate 35% + IC 25%

๐Ÿ“ˆ โ†‘ BULLISH - Model indicates upward momentum

๐Ÿ“‰ โ†“ BEARISH - Model indicates downward momentum

Confidence: Direction accuracy from model backtesting

AUC: Area Under ROC Curve from classifier (classification quality metric)

Val: Causal validity grade (Aโ€“F) โ€” statistical confidence the model captures real signal rather than data-snooping artifacts.
A/B = confirmed signal  |  C = moderate  |  D = 25% size  |  F = skipped by trading engine

MR Q (Mean-Reversion Quintile): Cross-sectional rank among all predicted tickers
Q5 Most oversold โ€” potential bounce candidate  |  Q4 Mildly oversold  |  Q3 Neutral  |  Q2 Mildly overbought  |  Q1 Most overbought โ€” potential fade candidate

Regime: Ticker's own 50-day price trend   Bull / Bear / Neutral

Coverage: Number of timeframes with valid signals (Daily/Weekly/Monthly)

๐ŸŸข Green rows: High confidence (โ‰ฅ60%)

๐Ÿ”ด Red rows: Low confidence (<52%)

Historical accuracy: BEARISH 62% | BULLISH 41% (calibrated confidence reflects this)

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โš ๏ธ IMPORTANT DISCLAIMERS

๐Ÿ“Š MOMENTUM INDICATORS, NOT PREDICTIONS:
The signals in this report are momentum indicators, not predictive values. They reflect current technical momentum and historical patterns, but do NOT predict future price movements with certainty. Markets are inherently unpredictable and past momentum does not guarantee future direction. Use these indicators as one input among many in your research process.

๐Ÿ’ฐ FINANCIAL DISCLAIMER:
This analysis is for informational and educational purposes only. It does not constitute investment advice, financial advice, trading advice, or any other sort of advice. The information provided is not intended to be used as the sole basis for any investment decisions. Past performance does not guarantee future results. All investments involve risk, including the potential loss of principal.

๐Ÿšซ NO INVESTMENT RECOMMENDATIONS:
We do not recommend, endorse, or suggest any specific investments, securities, or trading strategies. The analysis provided is based on historical data and statistical models that may not accurately predict future market movements. Market conditions change rapidly and unpredictably.

๐Ÿค– AUTOMATED ANALYSIS:
This report is generated by automated systems using machine learning models. These models have limitations and may produce inaccurate results. Always conduct your own research and consult with qualified financial professionals before making investment decisions.

๐Ÿ“ˆ SCORE METHODOLOGY:
The Score column represents a composite backtest performance metric, combining Sharpe Ratio (40%), Win Rate (35%), and Information Coefficient (25%). Higher scores indicate models with better historical backtested performance, but this does NOT guarantee future results.

๐Ÿ“Š DATA ACCURACY:
While we strive for accuracy, we do not guarantee the accuracy, completeness, or timeliness of any information provided. Data sources may have errors, delays, or other issues that could affect the analysis.

โš–๏ธ LEGAL DISCLAIMER:
This service is provided 'as is' without warranties of any kind. We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

๐Ÿ‘ค INDIVIDUAL RESPONSIBILITY:
You are solely responsible for your investment decisions and their outcomes. You should conduct your own research and due diligence before making any investment decisions. Never invest more than you can afford to lose.

By using this service, you acknowledge that you have read, understood, and agree to these disclaimers.
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